A simple, permanent life insurance policy designed to cover end of life costs such as funeral or cremation, medical bills, and small debts.

Coverage from $5,000 to $50,000

Fixed premiums for life

No medical exam required

Quick approval in 15-20 minutes

50-75

Age Range Accepted

15-20

Minutes to Apply

5K-50K

Coverage Options

Fixed

Premiums for Life

What Does Final Expense Insurance Cover?

Typical Final Expenses

  • Funeral Home Services

    Basic services, viewing, ceremony arrangements, and professional staff fees.

  • Casket or Cremation

    Choice of burial casket, cremation urn, vault liner, or cremation container.

  • Cemetery & Memorial

    Plot purchase, grave marker, headstone, transportation, and related costs.

  • Additional Expenses

    Obituary, flowers, religious officiant, venue rental, and printing costs.

Beyond Funeral Costs

  • Medical Bills

    Outstanding hospital bills, hospice care, and end-of-life medical expenses.

  • Outstanding Debts

    Credit card balances, personal loans, and small financial obligations.

  • Legacy Gift

    Leave a small buffer ($2,000-$5,000) for unexpected costs or as a gift to loved ones.

  • Peace of Mind

    Ensure your family isn't burdened during their time of grief and healing.

Choose Your Coverage Plan

Three plan options designed to meet different health situations and needs.

Level Benefit Whole Life

Full coverage from day one with no waiting period.

✔️No waiting period

✔️Full death benefit immediately

✔️Best rates available

✔️Requires health questions

✔️Accidental & natural death covered

Graded Benefit Whole Life

For those with recent health issues or conditions.

✔️2-year waiting period for natural death

✔️Accidental death covered day one

✔️Easier approval process

✔️Fewer health questions

✔️Premiums returned plus interest if death occurs naturally within 2 years

Guaranteed Issue

Acceptance guaranteed regardless of health status

✔️No health questions asked

✔️2-year waiting period

✔️Guaranteed acceptance

✔️Ideal for serious health conditions

✔️Higher premiums reflect guaranteed coverage

Our Mission

  • At The Golden Purse Financial, our mission is to empower women, individuals, and families with the financial protection, liquidity, and tax-free growth strategies they deserve - because it's important.

  • Serving with heart, purpose, and compassion, we offer personalized life insurance solutions that bring peace of mind, protect what matters most, and preserve the legacies our clients work so hard to build.

  • To us, it's more than a policy—it’s a promise of love, security, and dignity. Through education, trust, and compassion, we guide our clients, especially women and wealth builders, to a future where love and legacies is what's left behind.

Why Golden Purse Financial?

Competitive Pricing

We collaborate with multiple carriers to guarantee that our clients receive the best coverage at the best price, including options for final expense and personalized life insurance. Our team diligently shops around, comparing insurance quotes to find you the most competitive pricing for your financial protection needs..raph Font

Expert Advice

Our team of insurance experts, with over 50 years of combined experience in the industry, is dedicated to helping you navigate the intricacies of financial protection. Whether you need personalized life insurance, final expense options, or a retirement assessment, we are here to answer your questions and provide tailored solutions to achieve your goals. Additionally, we understand the unique needs of women and wealth management, and we are committed to guiding you through the process.

Personalized Service

At The Golden Purse, we believe in providing a personalized customer experience to each of our clients. We take the time to understand your unique needs, whether you are looking for final expense plans or personalized life insurance options, and recommend the best insurance solutions to ensure your financial protection. We also offer competitive insurance quotes tailored to help women and wealth management strategies.

Why Golden Purse Financial?

Competitive Pricing

Expert Advice

Personalized Service

We collaborate with multiple carriers to guarantee that our clients receive the best coverage at the best price, including options for final expense and personalized life insurance. Our team diligently shops around, comparing insurance quotes to find you the most competitive pricing for your financial protection needs..raph Font

Our team of insurance experts, with over 50 years of combined experience in the industry, is dedicated to helping you navigate the intricacies of financial protection. Whether you need personalized life insurance, final expense options, or a retirement assessment, we are here to answer your questions and provide tailored solutions to achieve your goals. Additionally, we understand the unique needs of women and wealth management, and we are committed to guiding you through the process.

At The Golden Purse, we believe in providing a personalized customer experience to each of our clients. We take the time to understand your unique needs, whether you are looking for final expense plans or personalized life insurance options, and recommend the best insurance solutions to ensure your financial protection. We also offer competitive insurance quotes tailored to help women and wealth management strategies.

Your Complete Guide to Peace of Mind

Get organized, protect your loved ones, and ensure your wishes are honored. This comprehensive free guide gives you everything you need to plan ahead with confidence.